What forms of payment do we accept?

**ACCEPTED PAYMENT METHODS:**

**Online Payments:**
- Major Credit Cards (Visa, MasterCard, American Express)
- Debit Cards with Visa/MasterCard logos
- PayPal (for select items)
- Bank ACH transfers

**Mail-In Payments:**
- Personal checks
- Cashier's checks
- Money orders
- Business checks
- Certified checks

**Wire Transfers:**
- Domestic wire transfers accepted
- Contact us for wire details: 502-272-4859
- Customer pays all wire fees
- Same-day processing available

**In-Person Payments (Paris, KY location):**
- Cash
- Check
- Credit/Debit cards
- Money orders

**PAYMENT METHODS WE DO NOT ACCEPT:**

- Cash through mail
- International wire transfers
- Cryptocurrency (Bitcoin, etc.)
- Gift cards or store credit
- Third-party payment apps (except PayPal)
- Post-dated checks
- Foreign currency
- Traveler's checks

**PAYMENT POLICIES:**

**Credit Cards:**
- 3% processing fee may apply
- Billing address must match shipping FFL
- Card holder verification required
- Fraud protection in place

**Checks:**
- Allow 7-10 business days to clear
- Returned check fee: $35
- Check hold policy may apply for new customers

**Large Orders ($5,000+):**
- Wire transfer preferred
- Cashier's check accepted
- Personal checks may have extended hold
- Contact us to arrange payment

**Layaway Available:**
- 90-day layaway program
- 20% down payment required
- No interest or fees
- Final payment before shipping

**Payment Security:**
- All online transactions encrypted
- PCI DSS compliant processing
- Fraud monitoring in place
- Secure payment environment

**Questions about payment?** Call 502-272-4859 for assistance with payment options or to arrange special payment terms.